If you have private health insurance, the good news is you may be helping your employer keep its health care spending down.
The bad news is it’s coming out of your pocket.
The amount that people with private insurance still had to pay for hospital visits grew 37 percent from 2009 to 2013, a study finds. And it’s probably still going up.
The study, conducted by the University of Michigan and published today in JAMA Internal Medicine, adds to a growing body of evidence that suggests employers are using high-deductible plans to keep premium costs down.
It found that out-of-pocket costs increased 6.5 percent a year, on average, as overall health spending grew 2.9 percent annually. The average out-of-pocket cost of hospitalization was more than $1,000 over the five-year period, largely because of charges patients might not be aware of.